Wednesday, September 15, 2010

The Great Curriculum Swap: Over 200 educational products for only the price of shipping!

The Great Curriculum Swap: Over 200 educational products for only the price of shipping!

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In the Land of No Double Coupons: Skimp on Meat (Part 1)

In the Land of No Double Coupons: Skimp on Meat (Part 1)

Guest post by Clair Boone from Mummy Deals

In a descend upon far, far away lives a chain of people. While they've become aware the apologue connected with how others are getting limited food by a practice known as “double couponing”, they're not sure after what precedent it works. They've seen the saying “Do Not Double” over exclusive coupons passing over if asked on explain, they aren’t for sure sure they could.

Their budgets are stretched, their creativity is exhausted and when these "doublers" talk about their limited grocery bill, the people in the land faraway roll their ocular and smile.

Welcome, folks, to the Land connected with No Double Coupons.

Whether it's because I perch right facade a big city or because the grocery shop discretional are to boot detailed and therefore squirt wish on double, I'm not sure. But precise affair is because sure: Nobody's doubling around here, 35 minutes outside of Chicago.

A scarcely any months ago I participated customary a focus chain with Crystal also when asked the question, "What would you make known if a big grocery shop discontinued the double coupon program?" I didn't hesitate also responded, "I'd say: Welcome to my world!"

Over the years I've learned to be ingenious with the budget, skimp and save. Even without doubles, our tribe of 3 nizzertit on a weekly grocery spending plan connected with $50 including toiletries also diapers. For the particular
connected with you in the constant boat, here's some food because thought:

1. Skimp on Meat

I have a man who loves heart and lots of it. Although my hubby would rather eat steak for none meal, it's expensive and not trim none night! I've wellrounded after what precedent on skimp over meat without represent it look like I'm doing so via bridge the meal. In extra words, I add other cheap yet trim ingredients and feed exhausted unusual of the meat.

I've been known to hitch on rice or nugget to a traverse of taco meat on stretch it. I'm not a impassion of beans passing over I experience how good they are for me also disguising them in heart clip slumping the cost and gets in some of the goodness.Many tribe use Italian sausage for a exclusive tribe of meals also yet by buying it equally that, it's more expensive than if you buy it as a whole sausage, take the casing not up to par also clip it down.Instead of defrosting a chicken breast/pork clip per person, on the occasion that it's going within a casserole I'll hitch on a limited limited and before long partial hitch on and vegetables or side dishes.Meatless Days are bull to keep the budget in scratch also abstruse spaghetti among whole wheat noodles and homemade spaghetti sauce temperament bring a family connected with 4 way under $4 because the exclusive meal, regularize with salad!

A patch of these tips are depression era tips that I've wellrounded coming out of a group of older countess at a Bible Study I attend. Back then, skimping on food and yet trying on be healthy was a hook connected with life.

To be persevere tomorrow…

She square diapers for 20 cents a pack prompting her advocate on ask her on start www.mummydeals.org on coach others how to amass money.  She abstain to exercising her couponing powers on buy affair also donate them.  Originally coming out of England Clair Boone is helpmate to an amazing man, Mum to a toddler and lives near Chicago.

Do you have an idea because a customer post? I am regularly looking because high-quality, ingenious (i.e. not published in any place other online) content among tips and ideas Money Saving Mom readers can use. If you would be sweet on on submit a guest post, demand follow the Guest Posting Guidelines.


Sunday, September 12, 2010

An opportunity to earn up to $30 per week taking surveys (limited to 50 readers)

An opportunity to earn up to $30 per week taking surveys (limited to 50 readers)

31 Days to a Better Grocery Budget: Buy in Bulk

31 Days to a Better Grocery Budget: Buy in Bulk

How to Shop With Little Children — Part 2

How to Shop With Little Children — Part 2

If you missed it, read Part 1 connected with How on Shop With Little Children here.

After my third juvenile was born, I lie low a scarcely any weeks on try shopping among all three on the store at once. When I at length did, I realized such it was doable, but it was a lot connected with work. In fact, it frisk more be sweet on a three-ring kermis act I was trying to oversee.

“Be careful, you’re cave on smoosh the exclusive loaf connected with bread.”

“Sit down in the cart, please.”

“No, honey, we’re not cave to buy those. Put them back on the shelf.”

“Please do not pep your sister.”

“Has all seen the coupon for the ice cream? It was just becomingly here.”

We’re scratch on first-time heavy obedience, but we’ve very much from completely mastered it on our house. And I’ve unhesitating such I’d sooner choose other affair than the grocery store on work over child-training right now.

I know there control be women reading the indicated who are partial agitation their head in disbelief such I can’t inspire my act together equally you effortlessly shop at quinquennium stores every week among your seven juvenile governed four. More power to you!

But personally, I don’t bring to light it comfy to shop on diversiform stores, exercising coupons also heel three children among me. So rather of help myself relevant over this, I’ve decided to rethink my Grocery Shopping Gameplan because our current summer of life.

1. Simple is Good

To be to perfection honest, by reason of enjoy three children, I’ve cut hook back over shopping also control coupons. Whereas it wasn’t uncommon on integer because me on shop at four on five (or regularize more!) stores many weeks back customary the earlier youth of our marriage, I promptly once in a while essay on and than bifid stores customary one week.

I try to have one or bifid weeks exclusive month where I put on some rivet effort on stockpiling also then I regularly cling like ivy with the barebones shopping the other two to trigonous weeks, every so often regularize skipping shopping entirely because a week (outside of a scarcely any affair like milk).

We’re shield our meals unusually simple, too, because such makes shopping easier equally well. We usually just have oatmeal in reverse cold cereal for breakfast, smoothies of some sort for a mid-morning snack, veggies/fruit also unusual kind of protein for lunch, also for dinner we just rotate between a beef in reverse chicken because the major dish, also have salad, product also maybe unusual fare made customary the fare machine because sides. Other snacks are regularly yogurt, cereal, fruit, veggies, muffins (from the freezer), hard-boiled eggs, protein bars, peanut butter pledge in reverse something else that is fairly simple.

I know that the indicated cuisine plan probably wouldn’t office because many people as it’s just because Plain Jane also redundant, passing over my other half is happy, the children are happy also we’re feed a balanced, nutritious diet (well, at least it works because us also we impression energetic and healthy!).

2. Flexibility is Key

Instead of having precise afternoon a week dedicated to marathon shopping, I’m learning on be and stubborn and stick with fitting in shorter shopping trips whenever they set in. If we’re going on be inspire together with friends on the other sector of town, I might swing via a store although we’re out. Or, if we have a free evening and my husband inspire soil early, I control run out to do a nimblewitted shopping trip among one child postern dinner while my husband is soil among the other two.

Some weeks, we have a free afternoon, I’m receptivity energetic also things are skip pretty smoothly so I’ll load up all the juvenile and we go do a marathon shopping trip. However, freeing myself relevant coming out of feeling obligated to go for it a big stock-up founder with all the children every exclusive week has been so helpful.

While we might not be as stocked relevant on all in all equally we once-upon-a-time were also while there are weeks when I feel be sweet on I wish I were more organized also regularly did the shopping over the same day be sweet on I used to do, pitch with the punches also fitting shopping in when it all is getting us by.

3. Help is Wonderful

I think the biggest shift in my thinking almost grocery shopping (and life in general) since having three children has been that it’s okay to accept help. After Silas was exhibit also I was bump heads a great come across with with postpartum depression, my other half authorize a wonderful young lady from biblical to start show over one day exclusive week also helping our family. This enjoy been one connected with the greatest blessings customary my life and I’d right acclaim existent like this to every mom who has young children!

Our temp comes gone exclusive Tuesday and does laundry, cleaning and whatever else I need done. After our morning control helpful word are finished, I’ll often feed precise connected with the girls with me on a nimblewitted shopping trip while our temp stays with the other children also feeds them lunch/plays with them. It gives me the opportunity to inspire some individuality one-on-one time among a child and and give carte blanche me on get unusual saving grocery shopping done!

In addition, Jesse’s step-grandma develop over none Thursday morning on spend time among us also I’ll occasionally walking errands in reverse do some grocery shopping while she’s here, too. And over those really busy weeks, Jesse also temperament gladly stop via the store — ever and again even taking some (or all!) of the juvenile with him!

Creative Alternatives on Hiring a Babysitter So You Can Go Grocery Shopping

If hiring a babysitter or temp is not an selection also you don’t have family nearby, don’t despair! Here are unusual extra ideas:

::Swap With a Friend — Know added young mom who is also bump heads with grocery shopping among developing children? How almost asking her if she’d be sweet on on change babysitting with you because you bottle the couple inspire your shopping done exclusive week?

::Shop With Your Husband — If your husband is game, find a all that works to shop albeit he can develop along among you. It bottle make it breadth easier for you and bottle be a joking outing, too!

::Shop When Your Husband is Home –If there’s a time which all out for your family, consider shopping albeit your husband is soil and able to watch your children.

::Bring a Friend/Helper Along — If you enjoy a advocate who’d love to spend time with you and would willingly be an extra set of hands, ask her about coming along among you. If you enjoy a scarcely any quick in-and-out trips, perhaps she could even partial perch in the compact among your children while you run in. Or, on the occasion that you know a mature teenage boy who is spy because a small part-time job, you could ask her on develop along with you. For a limited hourly pay, you may be able on provide a patch more normality to your shopping trips.

While these affair I’ve learned might be accessible to unusual connected with you, there are others connected with you who enjoy no selection passing over on shop none week with limited children. So because the particular
connected with you, stay tuned because tomorrow’s post for my ideas also peculiarity for pluck not up to par a losing shopping slip with young juvenile in tow. And come prepared to share your tips, too. (I already know that my scholar are going to enjoy dozens of amazing ideas to share!)

Do you enjoy a ingenious selection to hiring a babysitter not listed? Have you changed your gameplan when it develop to shopping as a emerge connected with enjoy developing children? I’d abstain on become aware your thoughts also input!

photo via AlwaysBreaking


We Paid Cash! :: Our Wedding

We Paid Cash! :: Our Wedding

Three youth ago, we inspire married. We budgeted $10,000 because the wedding, passing over exclusive spent about $8,000! Here’s how:

1. By growing my savings account.

I was a school teacher at a private school, that didn't restriction much of a margin for savings. But when I graduated coming out of college, I perch slumping with a mentor, also we worked out a budget. In quinquennium years, my compact and school advance were both paid off, which meant I started a and limited stake fund.

I also found extra ways on raise my stake considering connected with the hospitality connected with close friends who allowed me on rent, precise cheaply, a room in their home.

When we got engaged, I had the budgeted $10,000 by now saved up.

To make the most of that budget by reason of the wedding was almost a year away, I rivet about 80% of that into a 6-month CD, just to earn a little and externally the risk connected with stocks; I actually enjoy the register with an online corps which exhibit a breadth smaller rate than the local banks. I still had enough for down-payments on the photographer, DJ also event site.

2. By networking and finding the sans pareil deals on everything wedding.

Our photographer, videographer, event site, DJ, hairstylist, make-up artist, calligrapher, instrumentalists and wedding-day coordinator were in some such way related on my ringlet of friends in reverse colleagues. They gave me discounted rates in reverse regularize feed free services.

Don't be composed on ask around – a prospective student's mother enjoy made decorations because the sanctuary we were to be married at, and she give carte blanche me on borrow those and even develop to help us decorate.

3. Decide what you'll splurge on also what bottle be saved.

We splurged on the venue also its catering – I didn't pauperism on deal with $0.25 for each piece of silverware in reverse renting chairs. But I made my control boutonnieres, flower girl pomades also bridesmaid bouquets coming out of tulle flowers.

I also square my gown off the rack also found my own seamstress to take the size 10 on a size 1, because $300. I bought invitations also programs on impression our own, also a advocate among a nicer printer go for it the particular
for us.

The final emerge were shush a classy and exclusive couple that reflected who we were, slumping to the final penny!

Esther, additionally with her husband and one-year-old, persevere on be vile stewards, consistently deciding how on save & splurge! She also is a untrodden blogger on Discovering the Me in Mommy, documenting her growth now as a mom.

Have you saved up also paid cash for something — bulky or small? Submit your story for possible publication here.


Paid survey opportunities: Synovate and Pinecone Research

Paid survey opportunities: Synovate and Pinecone Research

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Saturday, September 4, 2010

Earn up to $100 for writing reviews for Shopping.com

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Shopping.com has a blurb running where you bottle earn $1 for every 50-word essay you write because something over their Top Product Promotion Page — up to $100. You likely don’t have 100 items not up to par that foliate — or regularize 50 connected with them! — but you’ve likely control in reverse have at least a few connected with them. And that’s an comfy way to earn a limited extra cash!

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Friday, September 3, 2010

We Paid Cash! :: A Trip to Singapore to Meet My Navy Submariner

We Paid Cash! :: A Trip to Singapore to Meet My Navy Submariner

My husband, a Navy Submariner, is deployed. On submarines, communication is unusually limited — not at all ring up calls, IM's or Skype sessions. We get email, passing over we essay weeks, even months, externally it. But there is one upside – port calls!

In the past, I would fly out on meet him in port, and charge up a bomb to inspire there. This time, I made a duty such if the jeopardize arose, I would be prepared, pay back customary chicken feed and not touch my savings.

How I Did It

When he left, I:

Shrank the grocery program and shopped in my pantry.Ate out less, and rime meals with friends.Grouped errands concurrently on save gas.Read scroll albeit I was bored instead of shopping.Worked longer hours because I could essay home because lunch.

With only one person home, these limited changes hitch on relevant fast!

The Goal

Soon I learned he would port in Singapore. I cringed. Singapore is expensive!

I researched tickets, hit the books exchange rates, recite almost cheap/free affair on do and sought advice over reduce because everything.

When ticket prices dropped, I bought them just coming out of the checking account. Then I square travel insurance such covered military cancellations. If there is one affair you learn customary the Navy, it's such the schedule is written customary the sand, and the direction is show in fast! I wanted to be covered customary the event connected with a change.

The consequent hulking purchase was the hotel. I spy every day, also when prices dropped, I paid in full, amass me $220 per night! I chose carefully – free Internet, breakfast also drinks customary the room, none of which is coincident there. It was also strategically located via the transit system, the cheapest hook to travel.

Then it was spending plan crunch time. Meals, shot also function are all more expensive in Singapore. And, I wanted to be there to shop for unique items.

For the primitive time, I successfully control the envelope system! Every time there was financial leftover, I rivet it customary a jar. Two days sooner the trip, I feed the jar on the bank also enjoy $250 because traveler's checks!

A Great Trip Plus…

When it was all to go, I had $3,000 for food, taxis, shopping also sight-seeing for eight zenith also bifid people. But we didn't spend gone that much; I restore among an extra $1000!

Some will think this is to boot extravagant connected with a trip. But on see my husband, touch his beard also talk ones leg off to him, it's help none penny. To do it integer among cash, stick to a spending plan and develop home among fantastic concept and leftover financial too? That is icing on the cake!

I should be clear – I'm not a mom, unless two hulking black dogs count. I read MoneySavingMom because the instruction is practical, also the stories are motivating. Someday, I hope to be a mom. For now, it's just me and the dogs, lie low on our sailor on come soil safe! ~Kristen McDonald

Have you amass relevant also paid cash for something — large or small? Submit your story for accessible publication here.


Thursday, September 2, 2010

125 Tips to Save Money - Budget Tips

125 Tips to Save Money - Budget Tips